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We are grateful for every referral we receive. If you have a friend or family member that’s considering a mortgage and you feel we can help, refer them to our web site now.

Simply complete the form below and we will email a link to our web site along with your personal message.

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How to Green Your Home

Looking for ways to green your home? Take a look at this interactive CMHC information guide for inspiring projects that save energy and reduce your impact on the environment!

Beacon Score Basics

Source: Canada Mortgage Trends

Your Equifax Beacon Score tells lenders how much of a risk you are, and hence it determines how much you'll pay for your next mortgage. So it's important to know what affects it.

Beacon scores range from 300 to 900 (a perfect score). The average Canadian adult has a Beacon near 720.

Many people think you need to be in the 800's to get great mortgage rates. That isn't the case. Only 11% of Canadians rank above 800, and it's virtually unheard of to see a Beacon near 900. All you really need is 720 or above to get the best mortgage rates. Even 680+ can get you a great deal.

Well Information

For anyone who has any questions about wells and well water - there is an excellent website for you to check out:

You can also access this website from our Resource Links page!

Monthly Expenses

It is always a good idea to examine your monthly expenses on a regular basis.

Please find a copy of our Household Budget Sheet here.

If you want to get together and review and do a mortgage check-up,
please call us 905.623.9738.

The VanderDuim Mortgage Team is here for you!

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